| NATIONAL BANK OF COMMERCE LTD |
|
|
|
|
|
|
|
|
|
|
| BALANCE SHEET
AS AT 30TH SEPTEMBER 2005 |
| |
|
|
|
|
|
|
|
(AMOUNT IN MILLION SHILLINGS) |
| |
|
|
|
|
|
|
|
Position as at |
Position as at |
| |
|
|
|
|
|
|
|
30th September 2005 |
30th June 2005 |
| |
|
|
|
|
|
|
|
|
|
| A |
ASSETS |
|
|
|
|
|
|
|
|
| 1 |
Cash |
|
|
|
|
|
|
13,751 |
12,280 |
| 2 |
Balances with Bank of Tanzania |
|
|
|
|
46,707 |
38,148 |
| 3 |
Balances with other banks |
|
|
|
|
109,344 |
80,352 |
| 4 |
Cheques in the course of collection |
|
|
|
|
15,180 |
12,292 |
| 5 |
Investment in Government securities |
|
|
|
|
121,723 |
112,816 |
| 6 |
Investment in other securities |
|
|
|
|
- |
- |
| 7 |
Loans, Advances & Overdraft |
|
|
|
|
243,868 |
221,567 |
| |
(Net of
allowances for Probable Losses) |
|
|
|
|
|
|
| 8 |
Bills negotiated |
|
|
|
|
|
1,459 |
1,165 |
| 9 |
Equity Investments |
|
|
|
|
|
- |
- |
| 10 |
Customer liabilities on acceptances |
|
|
|
|
- |
- |
| 11 |
Fixed assets (less depreciation) |
|
|
|
|
16,473 |
15,667 |
| 12 |
Interbranch Suspense (Net) |
|
|
|
|
- |
- |
| 13 |
Other assets |
|
|
|
|
|
1,843 |
3,011 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTAL ASSETS |
|
|
|
|
|
570,349 |
497,298 |
| |
|
|
|
|
|
|
|
|
|
| B |
LIABILITIES |
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| 1 |
Customer deposits |
|
|
|
|
|
472,319 |
416,455 |
| 2 |
Deposits From Other Banks |
|
|
|
|
1,282 |
1,282 |
| 3 |
Cash Letters of Credit and Guarantees |
|
|
|
|
4,776 |
2,581 |
| 4 |
Bills Payable |
|
|
|
|
|
7,865 |
6,916 |
| 5 |
Bankers' Cheques & Drafts Issued |
|
|
|
|
2,950 |
1,988 |
| 6 |
Accrued Taxes and expenses payable |
|
|
|
|
6,724 |
5,799 |
| 7 |
Acceptances Outstanding |
|
|
|
|
- |
- |
| 8 |
Interbranch Suspense (Net) |
|
|
|
|
- |
- |
| 9 |
Proposed Dividend |
|
|
|
|
|
- |
- |
| 10 |
Deferred Tax |
|
|
|
|
|
1,314 |
1,418 |
| 11 |
Other Liabilities |
|
|
|
|
|
22,641 |
15,301 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTAL LIABILITIES |
|
|
|
|
|
519,871 |
451,740 |
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| |
NET ASSETS/(LIABILITIES) |
|
|
|
|
50,478 |
45,558 |
| |
|
|
|
|
|
|
|
|
|
| C |
CAPITAL AND RESERVES |
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| 1 |
Paid-Up Share Capital |
|
|
|
|
|
12,000 |
12,000 |
| 2 |
Recapitalisation Reserves |
|
|
|
|
- |
- |
| 3 |
Retained Earnings |
|
|
|
|
|
25,854 |
26,093 |
| 4 |
Profit/(Loss) |
|
|
|
|
|
12,128 |
7,209 |
| 5 |
Others (Statutory Reserve) |
|
|
|
|
495 |
257 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTAL SHAREHOLDERS' FUNDS |
|
|
|
|
50,478 |
45,558 |
| |
|
|
|
|
|
|
|
|
|
| |
TOTAL LIABILITIES AND SHAREHOLDERS' FUNDS |
|
|
|
|
570,349 |
497,298 |
| |
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| 1 |
Contingent Liabilities |
|
|
|
|
|
46,943 |
40,364 |
| 2 |
Non Performing Loans & Advances |
|
|
|
|
6,436 |
6,529 |
| 3 |
Allowance For Probable Losses |
|
|
|
|
5,741 |
5,637 |
| 4 |
Other Non Performing Assets |
|
|
|
|
- |
- |
| |
|
|
|
|
|
|
|
|
|
| D |
PERFORMANCE INDICATORS |
|
|
|
|
|
|
| |
|
|
|
|
|
|
|
|
|
| (I) |
Total Capital to Total Assets |
|
|
|
|
9% |
9% |
| (ii) |
Non Performing Loans & Advances |
|
|
|
|
3% |
3% |
| |
to Total Advances |
|
|
|
|
|
|
|
| (iii) |
Gross Loans and Advances to Total Deposits |
|
|
|
|
52% |
55% |
| (iv) |
Loans and Advances to Total Assets |
|
|
|
|
44% |
46% |
|
|
|
|
|
|
|
|
|
|
|
|
