NATIONAL
BANK OF COMMERCE LTD |
BALANCE
SHEET AS AT 30TH SEPTEMBER 2004 |
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(AMOUNT
IN MILLION SHILLINGS) |
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Position
as at |
Position
as at |
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30th
September 2004 |
30
th June 2004 |
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| A |
ASSETS |
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| 1 |
Cash |
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10,136 |
8,667 |
| 2 |
Balances
with Bank of Tanzania |
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51,064 |
32,022 |
| 3 |
Balances
with other banks |
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89,453 |
106,832 |
| 4 |
Cheques
in the course of collection |
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17,775 |
11,518 |
| 5 |
Investment
in Government securities |
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86,304 |
87,830 |
| 6 |
Investment
in other securities |
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- |
- |
| 7 |
Loans,
Advances & Overdraft |
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175,082 |
172,977 |
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(Net
of allowances for Probable Losses) |
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| 8 |
Bills
negotiated |
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1,120 |
1,758 |
| 9 |
Equity
Investments |
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- |
- |
| 10 |
Customer
liabilities on acceptances |
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- |
- |
| 11 |
Fixed
assets (less depreciation) |
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15,238
|
15,372 |
| 12 |
Interbranch
Suspense (Net) |
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- |
- |
| 13 |
Other
assets |
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3,755 |
2,139 |
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TOTAL
ASSETS |
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449,927
|
439,115
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| B |
LIABILITIES |
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| 1 |
Customer
deposits |
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373,859 |
360,832
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| 2 |
Deposits
From Other Banks |
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1,282 |
1,048 |
| 3 |
Cash
Letters of Credit and Guarantees |
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4,305 |
4,930 |
| 4 |
Bills
Payable |
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7,585
|
8,321 |
| 5 |
Bankers'
Cheques & Drafts Issued |
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1,182 |
544 |
| 6 |
Accrued
Taxes and expenses payable |
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4,366 |
4,208 |
| 7 |
Acceptances
Outstanding |
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- |
- |
| 8 |
Interbranch
Suspense (Net) |
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- |
- |
| 9 |
Proposed
Dividend |
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- |
- |
| 10 |
Deferred
Tax |
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1,396 |
1,475 |
| 11 |
Other
Liabilities |
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16,090
|
20,981 |
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TOTAL
LIABILITIES |
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410,065
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402,339
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NET
ASSETS/(LIABILITIES) |
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39,862 |
36,776 |
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| C |
CAPITAL
AND RESERVES |
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| 1 |
Paid-Up
Share Capital |
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12,000 |
12,000 |
| 2 |
Recapitalisation
Reserves |
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4,444 |
4,444 |
| 3 |
Retained
Earnings |
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11,587
|
13,150
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| 4 |
Profit/(Loss) |
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7,376 |
5,487 |
| 5 |
Others
(General Reserves) |
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4,455 |
1,695
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TOTAL
SHAREHOLDERS' FUNDS |
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39,862 |
36,776 |
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TOTAL
LIABILITIES AND SHAREHOLDERS' FUNDS |
449,927 |
439,115 |
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| 1 |
Contingent
Liabilities |
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41,812 |
40,137 |
| 2 |
Non
Performing Loans & Advances |
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9,184 |
9,497 |
| 3 |
Allowance
For Probable Losses |
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6,504 |
9,684 |
| 4 |
Other
Non Performing Assets |
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- |
- |
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| D |
PERFORMANCE
INDICATORS |
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| (I) |
Total
Capital to Total Assets |
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9% |
8% |
| (ii) |
Non
Performing Loans & Advances |
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5% |
5% |
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to
Total Advances |
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| (iii) |
Gross
Loans and Advances to Total Deposits |
48% |
50% |
| (iv) |
Loans
and Advances to Total Assets |
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40% |
42% |
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