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| INCOME STATEMENT |
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| FOR THE QUARTER ENDED 31ST MARCH,2006 |
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(AMOUNT IN MILLION SHILLINGS) |
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| |
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Current |
Previous |
Current
year |
Previous year |
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| |
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|
quarter |
quarter |
Cumulative |
Cummulative |
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| |
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ending 31.03.2006 |
ending 31.12.2005 |
ending 31.03.2006 |
ending 31.03.2005 |
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| |
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| 1 |
Interest Income |
|
12,903 |
11,156 |
12,903 |
7,839 |
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| |
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| 2 |
Interest Expense |
|
(1,069) |
(971) |
(1,069) |
(637) |
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| |
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| 3 |
Net Interest Income |
|
11,834 |
10,185 |
11,834 |
7,202 |
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| |
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| 4 |
Bad Debts Written Off |
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- |
- |
- |
- |
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| |
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| 5 |
Provision For Bad & Doubtful Debts |
|
273 |
(8) |
273 |
241 |
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| |
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| 6 |
Non Interest Income: |
|
5,857 |
6,128 |
5,857 |
5,496 |
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| |
6.1 Foreign Exchange Profit/(Loss) |
|
2,377 |
2,222 |
2,377 |
2,402 |
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| |
6.2 Commissions And Fees |
|
3,480 |
3,906 |
3,480 |
3,094 |
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| |
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|
- |
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| 7 |
Non Interest Expense |
|
(8,313) |
(8,439) |
(8,313) |
(7,312) |
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| |
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| 8 |
Losses/(Recoveries) on behalf
of the Government |
|
(202) |
(138) |
(202) |
(643) |
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| |
of Tanzania |
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| 9 |
Operating Income Before Tax |
|
9,449 |
7,728 |
9,449 |
4,984 |
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| |
and Extraordinary Items |
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| 10 |
Extraordinary Gains (Losses) |
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- |
- |
- |
- |
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| |
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| 11 |
Income Tax Provisions |
|
(2,903) |
(1,852) |
(2,903) |
(1,533) |
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| |
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| 12 |
Profits attributable to shareholders |
|
6,545 |
5,876 |
6,545 |
3,451 |
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Number Of Employees |
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|
809 |
801 |
809 |
789 |
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PERFORMANCE INDICATORS |
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(i) Return on average total assets |
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|
4% |
4% |
4% |
3% |
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(ii) Return on ordinary Shareholders'
Funds |
|
44% |
48% |
44% |
32% |
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| |
(iii)Non interest expense to gross
income |
|
44% |
49% |
44% |
55% |
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(iv) Interest margin to average
interest earning assets |
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|
9% |
8% |
9% |
8% |
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