INCOME STATEMENT
FOR THE QUARTER ENDED 31 MARCH 2007
(AMOUNT IN MILLION SHILLINGS)
    Current Previous Current year Previous year
    quarter quarter Cumulative Cummulative
    ending 31.03.2007 ending 31.12.2006 ending 31.03.2007 ending 31.03.2006
         
1 Interest Income 16,240 15,210 16,240 12,903
         
2 Interest Expense (1,900) (1,786) (1,900) (1,069)
         
3 Net Interest Income 14,339 13,423 14,339 11,834
         
4 Bad Debts Written Off - - - -
         
5 Provision For Bad & Doubtful Debts (1,169) (1,927) (1,169) 273
         
6 Non Interest Income: 7,253 6,788 7,253 5,857
  6.1 Foreign Exchange Profit/(Loss) 2,570 2,029 2,570 2,377
  6.2 Commissions And Fees 4,682 4,759 4,682 3,480
         
7 Non Interest Expense (10,007) (9,235) (10,007) (8,313)
         
8 Losses/(Recoveries) on behalf of the Government 61 (11) 61 (202)
  of Tanzania        
         
9 Operating Income Before Tax 10,476 9,039 10,476 9,449
  and Extraordinary Items        
         
10 Extraordinary Gains (Losses) - - - -
         
11 Income Tax Provisions (3,118) (601) (3,118) (2,903)
         
12 Profits attributable to shareholders 7,358 8,438 7,358 6,545
 
  Number Of Employees 898 857 898 809
PERFORMANCE INDICATORS
  (i) Return on average total assets 4% 5% 4% 4%
  (ii) Return on ordinary Shareholders' Funds 34% 48% 34% 44%
  (iii)Non interest expense to gross income 43% 42% 43% 44%
  (iv) Interest margin to average interest earning assets 8% 8% 8% 9%