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| NATIONAL BANK
OF COMMERCE LTD |
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| BALANCE SHEET
AS AT 31 DECEMBER 2006 |
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(AMOUNT IN MILLION SHILLINGS) |
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Position as at |
Position as at |
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31-Dec-06 |
30-Sep-06 |
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| A |
ASSETS |
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| 1 |
Cash |
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35,237 |
22,364 |
| 2 |
Balances with Bank of Tanzania |
72,548 |
44,758 |
| 3 |
Balances with other banks |
150,419 |
152,988 |
| 4 |
Cheques in the course of collection |
14,280 |
8,842 |
| 5 |
Investment in Government securities |
149,174 |
144,480 |
| 6 |
Investment in other securities |
- |
- |
| 7 |
Loans, Advances & Overdraft |
358,126 |
341,346 |
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(Net of
allowances for Probable Losses) |
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| 8 |
Bills negotiated |
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1,654 |
2,729 |
| 9 |
Equity Investments |
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- |
- |
| 10 |
Customer liabilities on acceptances |
- |
- |
| 11 |
Fixed assets (less depreciation) |
23,200 |
21,407 |
| 12 |
Interbranch Suspense (Net) |
462 |
206 |
| 13 |
Deferred Tax |
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3,402 |
- |
| 14 |
Other assets |
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3,668 |
3,640 |
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TOTAL ASSETS |
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812,172 |
742,760 |
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| B |
LIABILITIES |
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| 1 |
Customer deposits |
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678,679 |
626,259 |
| 2 |
Deposits From Other Banks |
2,360 |
1,741 |
| 3 |
Cash Letters of Credit and Guarantees |
2,760 |
6,015 |
| 4 |
Bills Payable |
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11,005 |
9,858 |
| 5 |
Bankers' Cheques & Drafts Issued |
2,832 |
2,933 |
| 6 |
Accrued Taxes and expenses payable |
5,459 |
6,498 |
| 7 |
Acceptances Outstanding |
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| 8 |
Interbranch Suspense (Net) |
948 |
299 |
| 9 |
Proposed Dividend |
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- |
- |
| 10 |
Deferred
Tax |
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1,701 |
1,592 |
| 11 |
Other Liabilities |
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24,556 |
16,244 |
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TOTAL LIABILITIES |
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730,300 |
671,441 |
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NET ASSETS/(LIABILITIES) |
81,871 |
71,319 |
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| C |
CAPITAL AND RESERVES |
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| 1 |
Paid-Up Share Capital |
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12,000 |
12,000 |
| 2 |
Recapitalisation Reserves |
- |
- |
| 3 |
Retained Earnings |
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43,468 |
41,354 |
| 4 |
Profit/(Loss) |
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26,403 |
17,965 |
| 5 |
Others (Statutory Reserve) |
- |
- |
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TOTAL SHAREHOLDERS' FUNDS |
81,871 |
71,319 |
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TOTAL LIABILITIES AND SHAREHOLDERS' FUNDS |
812,172 |
742,760 |
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| 1 |
Contingent Liabilities |
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49,975 |
44,637 |
| 2 |
Non Performing Loans & Advances |
16,259 |
8,208 |
| 3 |
Allowance For Probable Losses |
10,318 |
7,408 |
| 4 |
Other Non Performing Assets |
- |
- |
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| D |
PERFORMANCE INDICATORS |
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| (I) |
Total Capital to Total Assets |
10% |
10% |
| (ii) |
Non Performing Loans & Advances |
5% |
3% |
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to Total Advances |
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| (iii) |
Gross Loans and Advances to Total Deposits |
54% |
55% |
| (iv) |
Loans and Advances to Total Assets |
45% |
47% |
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