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INCOME STATEMENT
FOR THE QUARTER ENDED 31 DECEMBER 2007
			(AMOUNT IN MILLION SHILLINGS)
			Current	Previous	Current year	Previous year
			quarter	quarter	Cumulative	Cummulative
			ending 31.12.2007	ending 30.09.2007	ending 31.12.2007	ending 31.12.2006
1		Interest Income	21,599	20,087	76,180	55,641
2		Interest Expense	(2,231)	(2,106)	(8,343)	(5,707)
3		Net Interest Income	19,368	17,981	67,837	49,934
4		Bad Debts Written Off	(29)	(178)	(412)	(1,031)
5		Provision For Bad & Doubtful Debts	(1,976)	(1,688)	(5,462)	(2,747)
6		Non Interest Income:	9,236	8,119	32,305	25,144
		6.1 Foreign Exchange Profit/(Loss)	4,222	2,900	12,516	8,126
		6.2 Commissions And Fees	5,013	5,219	19,790	17,018
7		Non Interest Expense	(14,949)	(11,806)	(47,584)	(34,627)
8		Losses/(Recoveries) on behalf of the Government	372	(74)	125	(515)
		of Tanzania
9		Operating Income Before Tax	12,022	12,355	46,810	36,157
		and Extraordinary Items