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| NATIONAL BANK OF COMMERCE LTD | |||||
| REPORT OF THE CONDITION OF BANK PURSUANT TO SECTION 32(3) OF THE BANKING | |||||
| AND FINANCIAL INSTITUTION ACT 2006. | |||||
| BALANCE SHEET AS AT 30 JUNE 2007 | |||||
| (AMOUNT IN MILLION SHILLINGS) | |||||
| Position as at | Position as at | ||||
| 30-Jun-07 | 31-Mar-07 | ||||
| A | ASSETS | ||||
| 1 | Cash | 34,868 | 25,481 | ||
| 2 | Balances with Bank of Tanzania | 70,988 | 50,085 | ||
| 3 | Balances with other banks | 155,767 | 177,502 | ||
| 4 | Cheques in the course of collection | 13,862 | 13,018 | ||
| 5 | Investment in Government securities | 172,666 | 163,764 | ||
| 6 | Investment in other securities | - | - | ||
| 7 | Loans, Advances & Overdraft | 389,447 | 372,253 | ||
| (Net of allowances for Probable Losses) | |||||
| 8 | Bills negotiated | 1,223 | 1,941 | ||
| 9 | Equity Investments | - | - | ||
| 10 | Customer liabilities on acceptances | - | - | ||
| 11 | Fixed assets (less depreciation) | 28,112 | 25,837 | ||
| 12 | Interbranch Suspense (Net) | (66) | 346 | ||
| 13 | Deferred Tax | 4,207 | 3,896 | ||
| 14 | Other assets | 4,732 | 3,960 | ||
| TOTAL ASSETS | 875,806 | 838,084 | |||
| B | LIABILITIES | ||||
| 1 | Customer deposits | 718,751 | 709,278 | ||
| 2 | Deposits From Other Banks | 2,012 | 1,977 | ||
| 3 | Cash Letters of Credit and Guarantees | 3,203 | 2,593 | ||
| 4 | Bills Payable | 15,554 | 7,206 | ||
| 5 | Bankers' Cheques & Drafts Issued | 1,092 | 3,194 | ||
| 6 | Accrued Taxes and expenses payable | 8,579 | 7,042 | ||
| 7 | Acceptances Outstanding | ||||
| 8 | Interbranch Suspense (Net) | 1,299 | 3,067 | ||
| 9 | Proposed Dividend | - | - | ||
| 10 | Deferred Tax | 2,465 | 1,871 | ||
| 11 | Other Liabilities | 25,386 | 12,628 | ||
| TOTAL LIABILITIES | 778,342 | 748,855 | |||
| NET ASSETS/(LIABILITIES) | 97,464 | 89,229 | |||
| C | CAPITAL AND RESERVES | ||||
| 1 | Paid-Up Share Capital | 12,000 | 12,000 | ||
| 2 | Recapitalisation Reserves | - | - | ||
| 3 | Retained Earnings | 69,871 | 69,871 | ||
| 4 | Profit/(Loss) | 15,592 | 7,358 | ||
| 5 | Others (Statutory Reserve) | - | - | ||
| TOTAL SHAREHOLDERS' FUNDS | 97,464 | 89,229 | |||
| TOTAL LIABILITIES AND SHAREHOLDERS' FUNDS | 875,806 | 838,084 | |||
| 1 | Contingent Liabilities | 54,286 | 41,646 | ||
| 2 | Non Performing Loans & Advances | 22,094 | 15,872 | ||
| 3 | Allowance For Probable Losses | 13,081 | 11,927 | ||
| 4 | Other Non Performing Assets | - | - | ||
| D | PERFORMANCE INDICATORS | ||||
| (I) | Total Capital to Total Assets | 11% | 11% | ||
| (ii) | Non Performing Loans & Advances | 5% | 4% | ||
| to Total Advances | |||||
| (iii) | Gross Loans and Advances to Total Deposits | 56% | 54% | ||
| (iv) | Loans and Advances to Total Assets | 46% | 46% | ||