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INCOME STATEMENT

 FOR THE QUARTER ENDED 30  JUNE 2008

(AMOUNT IN MILLION SHILLINGS)

 

 

Current

Previous

Current year

 Previous year

 

 

quarter

quarter

Cumulative

 Cummulative

 

 

ending 30.06.2008

ending 31.03.2008

ending 30.06.2008

ending 30.06.2007

 

 

 

 

 

1

Interest Income

20,044

21,641

41,685

                        34,494

 

 

 

 

 

2

Interest Expense

                  (2,042)

                    (2,032)

                    (4,075)

                        (4,006)

 

 

 

 

 

3

Net Interest Income

                  18,002

                    19,609

                    37,611

                        30,488

 

 

 

 

 

4

Bad Debts Written Off

                     (151)

                         (54)

                       (205)

                                 -

 

 

 

 

 

5

Provision For Bad & Doubtful Debts

                       395

                    (1,134)

                       (738)

                        (2,003)

 

 

 

 

 

6

Non Interest Income:

                  11,869

                    10,185

                    22,054

                        14,950

 

6.1 Foreign Exchange Profit/(Loss)

                    5,569

                      4,733

                    10,301

                          5,393

 

6.2 Commissions And Fees

                    6,301

                      5,452

                    11,753

                          9,557

 

 

 

 

 

7

Non Interest Expense

                (15,643)

                  (18,509)

                  (34,151)

                      (20,829)

 

 

 

 

 

8

Losses/(Recoveries) on behalf  of the Government

                       (57)

                       (699)

                       (756)

                           (173)

 

 of Tanzania

 

 

 

 

 

 

 

 

 

9

Operating Income Before Tax

                  14,416

                      9,399

                    23,815

                        22,433

 

and Extraordinary Items

 

 

 

 

 

 

 

 

 

10

Extraordinary Gains (Losses)

                          -  

                            -  

                            -  

                               -  

 

 

 

 

 

11

Income Tax Provisions

                  (4,494)

                    (2,058)

                    (6,552)

                        (6,841)

 

 

 

 

 

12

Profits attributable to shareholders

9,921

7,341

17,262

15,592

 

 

Number Of Employees

1,225

1,128

1,225

980

PERFORMANCE INDICATORS

 

(i) Return on average total assets

3.69%

2.81%

3.29%

3.78%

 

(ii) Return on ordinary Shareholders' Funds

35.48%

25.75%

30.91%

35.00%

 

(iii)Non interest expense to gross income

49.02%

58.16%

53.58%

41.70%

 

(iv) Interest margin to average interest earning assets

8.54%

9.64%

9.18%

9.03%