Motor Insurance

This insurance provides protection against loss in the event of an accident, theft, wind-screen damage, third party damage to property or injury based on the type of cover selected.

There are three key types of Insurance covers for your private vehicle:

  • Comprehensive motor insurance
  • Third party, fire and theft motor insurance (TPFT)
  • Third party only motor insurance (TPO)

The types of private vehicles covered within the Personal Motor Insurance include the following:

  • Saloon cars
  • 2 wheelers – Motorcycles/Boda Boda
  • 3 wheelers – Tuk Tuks/Bajaj

Additional covers

  • Excess Buy-back
  • Loss of use
  • Personal accident cover for chauffeur/driver (death only)
  • Comesa covers

Important Notes

  1. For used and reconditioned vehicles, these must be roadworthy, and having a certificate from an authorized garage supported by evidential proof of photographs
  2. Reconditioned vehicles over 10 years from registration in the country will require additional underwriting
  3. Reasons for lapses in cover need to be addressed

New Products

Additional information