Personal Loans

Personal loans are loans for private purposes granted to NBC customers, who have been employed permanently or on renewable contract basis by reputable / stable organizations.


  • Minimum loan repayment is 6 months and maximum repayment is 36 months.
  • Minimum loan amount is TShs. 300,000.00.
  • Repayment is effected on a monthly basis from the borrowers’ monthly salary.
  • Interest is calculated monthly based on loan outstanding balance.


  • Availability of cash to meet your needs.
  • Flexible and convenient repayment periods and amounts.
  • Installments are small and affordable.
  • In case of unforeseen events such as death, there is no debt burden to the borrower’s survivors as insurance takes care of the debt.
  • You have access to the total range of NBC’s products.